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Payments built for the islands

The Payment Backbone Built for the Dutch Caribbean

Card, wallet, iDEAL and Sentoo — in-store, online, or on the beach. Local settlement in USD, ANG and EUR, with smart terminals and offline processing built in.

Accepts
iDEALVisaMastercardMaestroAmerican ExpressApple PaySentooSentooBancontactPix
USD · ANG · EURLocal settlement
In-store · Online · BeachOne platform
PAX · Ingenico · SoftPOSHardware options
Live in days, not months

From application to first payment

One onboarding, and you accept every relevant payment method across Bonaire, Curaçao and Aruba.

1

Apply & onboard

Fast KYC and merchant onboarding — we handle the acquiring paperwork for you.

2

Pick your hardware

A PAX or Ingenico terminal, or turn any phone into a reader with Cario Tap SoftPOS.

3

Go live & get paid

Accept card, wallet, iDEAL and Sentoo — in-store, online or on the beach, even offline.

4

Settle locally

Fast local settlement in USD, ANG or EUR — no offshore stop-overs — with clear reporting.

Enterprise terminals

Smart POS hardware

Rugged, pre-certified terminals for island conditions — 4G dual-SIM failover and offline store & forward built in.

Most popularPAX A920 Pro

PAX A920 Pro

Ultra-sleek mobile terminal with a 5.5" HD touchscreen, thermal printer and 4G/Wi-Fi.

  • Integrated receipt printer
  • Offline store & forward
  • Ideal for hospitality & beach bars
One-time terminal
$149
Select
Ingenico AXIUM DX8000

Ingenico AXIUM DX8000

Heavy-duty Android POS for high-volume supermarkets, resorts and busy retail.

  • Rugged, drop-proof enclosure
  • Fast multi-app processing
  • Direct cash-drawer control
One-time terminal
$189
Select
Cario Tap SoftPOS

Cario Tap (SoftPOS)

Turn any Android phone or iPhone into a secure NFC contactless reader. No extra hardware.

  • Zero hardware cost
  • Instant app setup
  • Perfect for taxis & tours
Hardware cost
$0 — free
Select
Local & global coverage

Accept every payment method

From local bank rails on Bonaire and Curaçao to tourists from Europe, North America and LATAM.

SentooSentoo

Sentoo

Curaçao bank rail
iDEAL

iDEAL

Dutch travellers
Bancontact

Bancontact

Belgian travellers
Apple Pay

Apple Pay

Contactless mobile
Google Pay

Google Pay

Android wallet
VisaMastercard

Visa / Mastercard

Global credit & debit
Pix

Pix & QR

LATAM travellers
+ more

Pay by link

WhatsApp & e-mail
Seamless industry ecosystems

Built for hospitality, rentals & tours

Automate pre-authorizations, security-deposit holds and check-in payment links across your booking and PMS stack.

🏨

Resorts & hotels

Folio room-charge authorization, card-on-file holds and daily automated settlements.

🔑

Vacation rentals

Security-deposit holds and smart-lock release upon successful payment.

🌊

Dive & excursions

Pre-arrival WhatsApp booking links for tank rentals, boat charters and gear.

🍴

Beach clubs & POS

Pay-at-table with tip splits, offline store-and-forward and fast QR receipts.

Works with your booking & PMS stack
cloudbedsOPERAby OracleMews.guestySirvoylittlehotelierRMSCloudLightspeed
Indicative pricing

Caribbean bank-fee calculator

Compare an indicative CarioPay rate against a traditional island acquirer. Final rates are set per merchant.

$25,000
Traditional island bank
Approx. 3.5% transaction fee + $45/mo terminal rental
CarioPay blended rate
Indicative 1.8% blended + $15 terminal support
Estimated net saving per year
Request your rate
Questions

Frequently asked

Visa, Mastercard, Amex, Apple Pay and Google Pay, plus local methods like iDEAL, Bancontact and Sentoo — in-store, online and via payment links.

USD, ANG and EUR, settled to your local bank — no offshore stop-overs.

Yes. Our terminals support offline store & forward — transactions are captured locally and synced automatically once you reconnect.

Not necessarily — Cario Tap (SoftPOS) turns any modern phone into a contactless reader at no hardware cost. Physical PAX/Ingenico terminals are available too.

Yes — we connect with popular PMS and booking platforms for pre-authorizations, deposit holds and check-in payment links.

Get started

Request a quote

Tell us about your business and we’ll prepare a tailored rate and onboarding plan for Bonaire, Curaçao or Aruba.

Supported currenciesUSDANGEUR
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Accepted worldwide

Accepted cards & networks

VisaMastercardMaestroVisa ElectronAmerican ExpressDiners ClubDiscoverJCBPayPalApple PayAndroid Pay

Secured by

Verified by VisaMastercard SecureCodeMasterPass